The 30 Day No Spend Challenge

Abu Huraira reported: The Messenger of Allah, peace and blessings be upon him, said,
“Allah does not like for you to waste wealth, nor ask many unnecessary questions, nor spread gossip.” Source: Musnad al-Bazzār 8463

In another hadith, Prophet Muhammad (pbuh) said: “Spend according to your means; and do not hoard, for Allah will withhold from you.” (Al-Muslim, Book of Zakah, Vol 3, Hadith No. 2378)

Allah, may He be exalted, says: "O children of Adam, take your adornment at every masjid, and eat and drink, but be not excessive. Indeed, He likes not those who commit excess.” [al-A‘raaf 7:31]

And He says: “And give the relative his right, and [also] the poor and the traveler, and do not spend wastefully. Indeed, the wasteful are brothers of the devils, and ever has Satan been to his Lord ungrateful.”
[al-Isra’ 17:26-27]

Ibn Katheer (may Allah have mercy on him) explained: When Allah enjoined spending, He forbade extravagance; rather, spending should be moderate, as Allah says elsewhere: “And [they are] those who, when they spend, do so not excessively or sparingly but are ever, between that, [justly] moderate.” [al-Furqaan 25:67]

Allah also says in the Qur’an: "… Waste not by extravagance. Verily, He likes not those who waste.” [al-An’am 6:141]

Oftentimes when we earn more money, we tend to spend more. Having money can make it easy to buy impulsively—simply because we can. But just because we can do something does not mean that we should.

To discipline myself, I began practicing The 30 Day No Spend Challenge.

How does it work?

You simply set a goal limit of how many times you want to spend money outside of absolute necessities—such as rent, gas, or bills. Each day, color in the box if you didn’t spend anything, and on the days you did, write down what you purchased and how much you spent.

Through this practice, I noticed greater discipline, sharper problem-solving skills, more creativity, and more money left over in my bank account. 

What's Included?

• One 30 day digital printable tracker
• One 31 day digital printable tracker